A New Standard in Business Insurance

It depends on the specific case, but usually we can provide a quote within a few hours after receiving all the necessary information. If you're in a rush, let us know — we understand that time is critical for drivers and business owners.

Once your policy is bound, we typically issue certificates of insurance within one business day. Same-day processing is available upon request for urgent situations, such as broker verification or load booking.

Premiums are influenced by:
• Property value and location (for business property and home insurance)
• Driving record and vehicle type (for auto insurance)
• Coverage limits and deductibles

Yes, you can cancel your policy at any time. Some policies may have cancellation fees or require written notice. Contact our support team for specific instructions.

Generally, you can only insure property or people in which you have an insurable interest – meaning you would suffer a loss if something happened to them.

Absolutely. You should notify us immediately of any major changes such as moving to a new address, acquiring a new vehicle, or purchasing property. We will update your policy to reflect the changes and ensure continued protection.

Every case is different. Insurance rates depend on a variety of factors — driver experience, violation history, state of registration, type of cargo, and even the year and model of the truck. We always aim to find the best possible rate based on your individual situation.

Yes. While premiums may be higher due to lack of operational history, we work with carriers who accept new ventures. Providing clean driving records and solid business planning improves your chances of approval and competitive rates.

There are several ways to reduce your premiums: increasing your deductible, maintaining a claims-free history, installing home security systems or vehicle anti-theft devices, and bundling policies. We help identify all eligible discounts for your profile.

You can file a claim:
• Online through your customer portal
• By calling our 24/7 claims hotline
• Through our mobile app
We’ll guide you through every step of the process.

Typically, you will need:
• Proof of loss (photos, videos)
• Police report (if applicable)
• Medical or repair bills
• Insurance policy number

Yes! We offer various discounts such as:
• Multi-policy discount
• Safe driver discount
• Loyalty discount
• No-claims bonus

If you miss a payment:
• Your policy may enter a grace period (typically 30 days)
• Contact us immediately to avoid cancellation or loss of coverage
• You may be able to reinstate your policy

A deductible is the amount you agree to pay out of pocket before your insurance coverage begins to pay. For example, if you have a $500 deductible and a $2,000 claim, your insurance will pay $1,500.

It might. Filing frequent or high-value claims can lead to higher premiums. However, one small claim may not have a significant effect.

A coverage limit is the maximum amount your insurance will pay for a covered loss. Make sure your limits reflect the full value of what you’re protecting.

Most policies renew automatically unless canceled. You’ll receive a notice before your renewal date with any updates to rates or terms.

If your claim is denied, you will receive a written explanation. You may:
• Request a review
• Submit additional evidence
• Appeal the decision

Yes. Insurance protects your assets and shields you from catastrophic losses that savings alone may not cover – like a lawsuit, house fire, or major accident.